Our Services
Wholesale Lending Solutions
Tailored lending solutions for mortgage and finance professionals.
View detailsWHOLESALE MORTGAGE ORIGINATION AND DISTRIBUTION
Welcome to the Streamlined Non-Bank Lending experience
UC Loans is wholly Australian-owned and was founded by a group of finance professionals with extensive experience in financial services, particularly in finance for residential & commercial properties, origination, risk, and wholesale funding.
As a dedicated wholesale distribution channel for Mortgage Managers, UC Loans offers third-party branded funding along with fully integrated white-label mortgage management services.
UC Loans
About Us
United Credit Pty Ltd (UC Loans) is a non-bank financial institution established in 2020. The company is privately owned by its Australian founders and is headquartered in Sydney. We operate nationally, providing innovative lending solutions through a portfolio of financial services brands designed to meet the needs of the broader community. UC Loans (United Credit Pty Ltd ACN 640 491 096) is a Credit Representative of Seahorse Finance Pty Ltd ACN 166 513 300, holder of Australian Credit Licence 484501.
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Services & Resources
Our Services
White Labeling Mortgage Management
As a wholesale distribution provider, UC Loans helps Mortgage Managers secure loan funding and offers full support at every stage of the loan.
View detailsProgram Structure
Perpetual Trustees & BNY Mellon
Perpetual Trustees and BNY Mellon act in the capacity of trustee and custodian, respectively, for the mortgage products offered under the relevant program.
View detailsCompliance Documents
Target Market Determination & Privacy Policy
We understand how important it is to protect your personal information. This document sets out our commitment in respect of personal information we hold about you and what we do with that information.
Our Partners
Equifax
BNY
Perpetual
Australian Financial Complaints Authority
Mortgage and Finance Association of Australia
The Australian Property InstituteGET A QUOTE
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Reach out with any questions or to set up a meeting to discover the best path to your lending options!
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