UC Loans

Wholesale Lending Solutions

Tailored lending solutions for mortgage and finance professionals.

With a focus on differentiated and progressive practices, we fund established non-bank financial institution brands nationwide, supporting community choice and maintaining high standards of service across the home-lending sector. Our lending solutions for mortgage and finance intermediaries are structured for brokers, providing specialised and innovative products.

Sub-Origination Parnters

Please consult your mortgage or finance broker for information about our products, which are designed to offer robust support to broker clients.

Origination Partners

We fund a network of trusted mortgage managers who deliver quality products and a superior experience for borrowers.

Borrower Types

  • Natural Person
  • Non-Trading Trust
  • Non-Trading Company
  • Trading Trust
  • Trading Company

Loan Types

  • Full Doc Residential
  • Alt Doc Residential
  • Full Doc Commercial
  • Alt Doc Commercial
  • Self Managed Super Fund

New Purchases SLA

Official: 2-3 Business days
Actual: 1-2 Business days

Refinance SLA

Official: 3-4 Business days
Actual: 2-3 Business days

Mortgage management

White Labeling Mortgage Management

As a wholesale distribution provider, UC Loans helps Mortgage Managers secure loan funding and offers full support at every stage of the loan. This involves managing credit checks, tracking repayments, handling insurance renewals, adjusting interest rates, and processing loan variations.

01

Wholesale Funding Structure

advanced mortgage products accompanied by specialised support services designed for Mortgage Managers.

02

Full Branding Integration

ensuring visibility, consistency, and professional customer experience.

03

Compliance Assurance

maintaining regulatory and reporting standards with precision.